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December change to markets insurance
I read with interest the letter titled Rotary and Insurance (Mailbox, March, 2004) from my fellow District Insurance Officer, John Milne.
I must say it was good to see information published on the topic of Rotary insurance, an issue that is vital but rarely discussed and often confusing.
However, there is a factual error in the article that has resulted in some unnecessary uncertainty amongst at least one of the clubs under my auspice.
In paragraph three John Milne speaks about the public liability and vicarious liability in relation to markets operated by or under the control of a Rotary club.
He states “All vicarious/contingent liability is conditional upon Rotary ensuring that primary contractors have a public liability policy in place for at least $10 million or more with a reputable insurer. This condition applies to markets operating within capital city limits and markets outside capital city limits with more than 50 stallholders.’’
This was correct until December 9, 2003, when our account manager from AON, Robert Piunti, issued the following:
“You will of noted the QBE Insurance Public Liability policy renewal requirement that Market Vicarious Liability will only be provided if Rotary has obtained a Public Liability certificate of currency from the stallholder.
There was a relaxation of this requirement for country markets with less than 50 stallholders. However the excess increased to $10,000 for vicarious liability claims where a certificate of currency has not been obtained.’’ |
Oz fellowship impresses
While visiting Australia on the Adonia I attended a meeting of the Rotary Club of Sydney Cove, N.S.W., at the suggestion of Rotary Down Under magazine.
I had a brilliant time, being made most welcome.
What a lovely venue the club has (on board the Motor Vessel John Cadman II from Wharf Six at Circular Quay, Sydney, N.S.W.).
It was so convenient to the berth that the Adonia had in Sydney.
I thank Australians for their wonderful Rotary fellowship.
Duncan Edmonston
Rotary Club of Aberdeen, Scotland.
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I am pleased to advise that the relaxation for country markets with less than 50 stallholders has been increased to all country markets.
In summary, city markets have no vicarious liability coverage without collection of a certificate of currency, country markets do but the excess increases to $10,000.
As you can imagine the article could confuse some clubs in the country that have been advised by their DIOs that there is no need for them to ensure each stallholder has their own public liability insurance (providing the club is fully aware the excess is $10,000).
Trevor Slater
District 9780 Insurance Officer
Rotary Club of Ballan, Vic.
Washing the spam out of emails
I read with interest the article headed Long hot summer and the invasion of spam (Rotarnet column, March, 2004).
Spam and virus propagation through the internet indeed is a huge aggravation. Here at the Rotary Club of Kenmore, Qld., we have been receiving emails containing viruses that impersonate the from addresses of our own members.
We have found the freeware program MailWasher an excellent solution to this and the spam problem.
It’s a free download from www.mailwasher.net <http://www.mailwasher.net> written by a New Zealander named Nick Bolton.
The advantage it has over the other commercial spamkillers mentioned is that it has the functionality to delete emails from the ISP server end, saving the cost of having to download them first.
It also identifies email viruses before download.
I have been using the product now for six months and have found it to be stable and reliable.
I thoroughly recommend it as a very useful and economical tool for the “spam invasion’’ to all Rotary members.
Paul Brakenridge
Rotary Club of Kenmore, Qld. www.geocities.com/kenmorerotary
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FROM
THE R.I.
SOUTH PACIFIC & PHILIPPINES
OFFICE
with Manager Harley Tarrant
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The Decline of Vocational Service: When I joined my club, one of the books I was given to read was Service is My Business, a 140-page book devoted to inspiring Rotarians to adopt and apply the principles of Vocational
Service. This book has long been out of print and R.I. today publishes nothing more than a practical guide on Vocational Service programs.
The book made it clear that the privilege of holding a classification in a Rotary club carried an obligation “to make service rather than self the basis of every principle, policy and
procedure” in one’s occupation.
It stated that “Vocational Service is SHARING with others who are not Rotarians – SHARING with them the ideal of Rotary.”
It is the duty of all Rotarians to
communicate to others in their business or profession, and to the community at large, the principles of Rotary
Vocational Service.
Vocational Service has always been the main feature distinguishing Rotary from other organisations and one of the
primary reasons for its existence. Yet, today, at a time when ethics in business and professions have slumped to a level lower than almost any time in the past 100 years, and when huge corporations are permitted to use their wealth to put smaller competitors out of business, R.I. and Rotary clubs have given up the fight.
For many years Rotary has made little attempt to inform or to inspire
Rotarians to follow and apply the
principles of Vocational Service.
The Vocational Service program of many clubs is restricted to a few job talks and vocational awards and we constantly hear the complaint that there is nothing to do in Vocational
Service.
There has hardly been a time when the promotion of Rotary’s ideals of
Vocational Service has been more vital to the well-being of society. We need to get back to the basics and promote: Pride in one’s work
Fairness to employees
Service to customers
Fair competition
Good faith and honesty
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